The Suzuki Swift is one of the most popular compact cars in Pakistan, offering a combination of modern features, fuel efficiency, and affordability. Known for its sporty design and agile performance, the Swift continues to attract a large number of buyers in the hatchback segment. However, before you make a purchase, it's crucial to understand the price structure, on-road costs, and the additional charges that you will incur. This guide breaks down everything you need to know about the Suzuki Swift price in Pakistan, including the different variants, taxes, and hidden fees.
1. Suzuki Swift Variants and Prices in Pakistan
The Suzuki Swift is available in several variants, each catering to different preferences. Here’s an overview of the available variants of the Suzuki Swift along with their ex-factory prices:
a. Suzuki Swift 1.2L Manual Transmission (GL)
Ex-factory Price: PKR 4,099,000
The base variant of the Swift, featuring a 1.2L engine and manual transmission, ideal for those looking for an economical option with the reliability of Suzuki.
b. Suzuki Swift 1.2L Automatic Transmission (GLX)
Ex-factory Price: PKR 4,699,000
This variant offers the convenience of automatic transmission, making it ideal for those who prefer ease of driving, especially in city traffic.
c. Suzuki Swift 1.2L AGS (Automatic Gear Shift)
Ex-factory Price: PKR 4,849,000
The AGS variant comes with the advanced Automatic Gear Shift technology, offering better fuel efficiency and a smoother driving experience.
2. Additional Costs to Consider When Buying Suzuki Swift
While the ex-factory price is an important starting point, the on-road price will include additional costs such as taxes, registration, insurance, and documentation fees. Here’s a breakdown of the extra charges you’ll need to factor in:
a. Sales Tax (GST)
The Sales Tax on cars in Pakistan is calculated based on the ex-factory price and typically ranges from 5% to 17% depending on the province.
For example, in Punjab, the sales tax is 17%, while Sindh and KPK may charge a 16% tax.
GST Calculation Example:
For a Suzuki Swift GL (PKR 4,099,000), the GST at 17% will be:
GST (17%): PKR 696,830
b. Registration and Tax Charges
The registration fee depends on your province and the type of registration (private or commercial). It usually ranges from PKR 25,000 to PKR 50,000.
Annual token taxes are applicable to renew the vehicle’s registration. These taxes vary based on the engine capacity and province but can range from PKR 3,000 to PKR 15,000 for a Suzuki Swift.
c. Insurance Costs
It's strongly recommended to buy comprehensive insurance for your Suzuki Swift. The cost of car insurance varies depending on the model and coverage, but generally, it can cost between PKR 40,000 and PKR 70,000 annually.
Shop around for the best insurance packages to get the most competitive rates.
d. Freight and Delivery Charges
The freight charges cover the cost of transporting the car from the factory to the dealership. These are typically around PKR 10,000 to PKR 20,000.
e. Documentation Fees
Documentation fees include the costs for paperwork such as the sale agreement, invoice, title transfer, etc. These fees generally range from PKR 10,000 to PKR 25,000.
3. Estimated On-Road Price of Suzuki Swift
Once you account for the GST, registration fees, insurance, and other additional charges, the on-road price of the Suzuki Swift can vary. Here’s an estimate for the on-road cost of the Suzuki Swift variants:
a. Suzuki Swift 1.2L Manual Transmission (GL)
Ex-factory Price: PKR 4,099,000
GST (17%): PKR 696,830
Registration Fee: PKR 30,000
Insurance: PKR 50,000
Freight & Delivery Charges: PKR 15,000
Documentation Fees: PKR 15,000
Estimated On-Road Price: PKR 4,905,830
b. Suzuki Swift 1.2L Automatic Transmission (GLX)
Ex-factory Price: PKR 4,699,000
GST (17%): PKR 799,830
Registration Fee: PKR 35,000
Insurance: PKR 60,000
Freight & Delivery Charges: PKR 18,000
Documentation Fees: PKR 20,000
Estimated On-Road Price: PKR 5,632,830
c. Suzuki Swift 1.2L AGS (Automatic Gear Shift)
Ex-factory Price: PKR 4,849,000
GST (17%): PKR 823,330
Registration Fee: PKR 40,000
Insurance: PKR 70,000
Freight & Delivery Charges: PKR 20,000
Documentation Fees: PKR 25,000
Estimated On-Road Price: PKR 5,787,330
4. Things to Consider Before Buying Suzuki Swift
a. Resale Value
Suzuki cars, particularly the Swift, are known for their resale value in Pakistan. The Swift's reputation for reliability, fuel efficiency, and low maintenance costs ensures it remains a preferred option for second-hand buyers. Hence, when you're looking to sell your Swift in the future, you can expect a good resale price.
b. Fuel Efficiency
One of the primary reasons for the Suzuki Swift’s popularity in Pakistan is its fuel efficiency. With the rising fuel prices, the Swift's 1.2L engine offers great mileage, making it a cost-effective option for city commuting.
c. Safety and Features
The Suzuki Swift comes equipped with modern safety features like dual airbags, ABS brakes, rear parking sensors, and a touchscreen infotainment system in the higher variants. These features ensure a safe and enjoyable driving experience for you and your passengers.
d. After-Sales Service and Warranty
Suzuki offers excellent after-sales service and a warranty package for new car buyers. You can expect free maintenance services for the first few years, which will help reduce the overall cost of ownership.
5. Conclusion
The Suzuki Swift is an attractive option for those looking for a compact, fuel-efficient, and affordable car in Pakistan. With its stylish design, advanced features, and affordable price, the Swift offers excellent value for money.
Estimated On-Road Prices:
Suzuki Swift 1.2L Manual (GL): PKR 4,905,830
Suzuki Swift 1.2L Automatic (GLX): PKR 5,632,830
Suzuki Swift 1.2L AGS (Automatic Gear Shift): PKR 5,787,330
