how do pre-existing conditions impact the premium rates for doctors in India.
Pre-existing conditions significantly impact the premium rates for doctors in India. These are the common factors.
1. Age: Younger doctors typically pay lower premiums as they are less likely to have pre-existing conditions.
2.Family Medical History: A history of medical conditions in the family can increase the premium rates.
3. Lifestyle: Doctors with unhealthy lifestyles, such as smoking or excessive drinking, may face higher premiums.

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